One glaring issue we continually see when reviewing claims for property damage losses to a condominium unit is how few unit owners have homeowners insurance. Statistics have shown that as many as 50% do not have a Condo (HO-6) policy. Some say to us that they thought the Association Master policy would cover their personal property and the liability exposure. Due to this we wanted to take a moment and review the importance if this coverage and recommend Board of Directors provide this information to each and every unit owner.  read more